Getting engaged is an emotional event, and a purchase that will last a lifetime. Although there is an old adage of spending the equivalent of two months’ salary on an engagement ring, every couple should base their spending amount on their individual circumstances. By considering a number of factors, couples can find the perfect ring – regardless of budget!
  • Future expenses such as a new home
  • Cost versus quality of diamond
  • Ring maintenance – cleaning, resizing, insurance
  • Income of both individuals – both current and potential
  • Financing options available
  • How an expensive ring purchase may affect other financial commitments
  • Credit ratings
The last thing an engaged couple needs to worry about is being in the red before they make it to the altar! Consider your own personal circumstances and make your purchase decision based on what fits you best.
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